UA Part D Silver Deductibles and Premiums

Deductibles vary by state (except for generic drugs) – premiums vary by state.
STATE
DEDUCTIBLE
MONTHLY PREMIUM
$
$

How much are my copays?

DRUG TIER
Retail In-Network Pharmacy
34-Day Supply
Copayment / Coinsurance
Retail In-Network Pharmacy
90-Day Supply
Copayment / Coinsurance
Out-of-Network Pharmacy
34-Day Supply
Copayment / Coinsurance
Mail Order
90-Day Supply
Copayment / Coinsurance
Generics
Tier 1
$4
$12
$4
$10
Preferred Brands
Tier 2
$45
$135
$45
$113
Non-Preferred Brands
Tier 3
$90
$270
$90
$225
Specialty Brands
Tier 4
25%
25%
25%
25%

What Do You and UA Medicare Part D Silver Pay?

Initial Coverage
UA Medicare Part D Silver has a deductible that must be met on all drugs, except generics. The deductible varies according to where you live. After you meet your deductible for nongeneric drugs, you pay the copay for the prescriptions you receive. For generic drugs, you only pay the $4 copay.
$2,830
The Coverage Gap
(The Donut Hole)
The coverage gap begins when you and the Company have spent $2,830 on drugs. Now you pay for 100% of your prescriptions.
$4,550
Catastrophic Coverage
Catastrophic coverage begins when you have spent $4,550 on drugs. For the rest of the year, your UA Medicare Part D Silver plan pays 95% of your drug costs; you pay 5%. During catastrophic coverage you pay the greater of $2.50 for generic drugs or drugs that are treated like generics, and $6.30 for all other drugs or 5% coinsurance. We pay the rest.

Explanation of Benefits

The Explanation of Benefits is a document you receive each month in which you have a claim. It tells you the total amount you have spent on your prescription drugs and the total amount we have paid for your prescription drugs. You receive your Explanation of Benefits in the mail each month that you use the benefits that we provide.

2010 Low Income Subsidy (LIS) Information

If you get extra help from Medicare to help pay for your Medicare prescription drug plan costs, your monthly plan premium may be lower than what it would be if you did not get extra help from Medicare. The amount of extra help you get determines your total monthly plan premium as a member of our plan.

Click Here to see what your monthly premium is if you get help.

updated 10/1/09

This website is intended to provide you with information about Medicare prescription drug coverage so you can make an informed decision about how Medicare Part D can help you manage your prescription drug costs. United American Insurance Company is a Medicare-approved Part D Sponsor.