UA Part D Silver Deductibles and Premiums

Deductibles vary by state (except for generic drugs) – premiums vary by state.
STATE
DEDUCTIBLE
MONTHLY PREMIUM
$
$

*UA Part D Silver – Defined Standard, AR only

How much are my co-pays?

Arkansas only

DRUG TIER
Retail In-Network Pharmacy
34-Day Supply
Co-Payment / Coinsurance
Retail In-Network Pharmacy
90-Day Supply
Co-Payment / Coinsurance
Retail Out-of-Network Pharmacy
34-Day Supply
Co-Payment / Coinsurance
Mail Order
90-Day Supply
Co-Payment / Coinsurance
Generics
Tier 1
25%
25%
25%
25%
Preferred Brands
Tier 2
25%
25%
25%
25%
Non-Preferred Brands
Tier 3
25%
25%
25%
25%
Specialty Brands
Tier 4
25%
25%
25%
25%

How much are my co-pays?

All states except for Arkansas

DRUG TIER
Retail In-Network Pharmacy
34-Day Supply
Co-Payment / Coinsurance
Retail In-Network Pharmacy
90-Day Supply
Co-Payment / Coinsurance Retail
Out-of-Network Pharmacy
34-Day Supply
Co-Payment / Coinsurance
Mail Order
90-Day Supply
Co-Payment / Coinsurance
Generics
Tier 1
$4
$12
$4
$10
Preferred Brands
Tier 2
$40
$120
$40
$100
Non-Preferred Brands
Tier 3
$80
$240
$80
$200
Specialty Brands
Tier 4
25%
25%
25%
25%

What Does UA Medicare Part D Silver Pay?

$4,050
Catastrophic Coverage
Catastrophic coverage begins when you have spent $4,050 on drugs. For the rest of the year, your UA Medicare Part D Silver plan pays 95% of your drug costs; you pay 5%. During catastrophic coverage you will pay the greater of $2.25 for generic drugs or drugs that are treated like generics, and $5.60 for all other drugs or 5% coinsurance. We will pay the rest.
$2,510
The Coverage Gap
(The Donut Hole)
The coverage gap begins when you and UA have spent $2,510 on drugs. Now you pay for 100% of your prescriptions.
Initial Coverage
UA Part D Silver has a deductible that must be met on all drugs, except generics. The deductible varies according to where you live. After you meet your deductible for non-generic drugs, you pay the co-pay for the prescriptions you receive. For generic drugs, you only pay the $4 co-pay.

Explanation of Benefits

The Explanation of Benefits is a document you will get each month you use your prescription drug coverage. It will tell you the total amount you have spent on your prescription drugs and the total amount we have paid for your prescription drugs. You will get your Explanation of Benefits in the mail each month that you use the benefits that we provide.

updated 10/01/07

This website is intended to provide you with information about Medicare prescription drug coverage so you can make an informed decision about how Medicare Part D can help you manage your prescription drug costs. United American Insurance Company contracts with the federal government and is a Medicare-approved provider of the Part D plan.